Bank profitability: Insights from the rural banking industry in Ghana

Bank Competition and Risk-taking in the Iranian Banking Industry

Abstract: The banking industry is one of the main sectors of the economy of any country, that its health is a necessary condition to play a positive role in the economic development of that country. The health of the banking system is assessed by the financial stability criterion, which is evaluated by various risk-taking indexes. On the other hand, the banks risk-taking is affected by various...

Actual Competition, Potential Competition, and Bank Profitability in Rural Markets

The nature of the relationship between the structure of the market in which banks operate-the number and size distribution of actual competitors in a market-and their performance has been examined in a considerable number of empirical studies over the past 20 years.' Industrial organization economists have investigated the structure; performance relationship for a wide variet). of intraand inte...

Bank- Specific And Macroeconomic Determinants Of Profitability In Middle Eastern Banking

The Impact of the Growth of Large, Multistate Banking Organizations on Community Bank Profitability

Especially since the passage of the Riegle-Neal Act in 1994, community banks increasingly face large, multistate holding company (MSHC) rivals in the local markets in which they operate. These large MSHCs more often operate through interstate branches, rather than through the offices of a separate subsidiary headquartered in-state. Disagreement persists about the likely effects of this trend on...

Assessing the profitability and riskiness of small business lenders in the banking industry

The opinions and recommendations of the authors of this study do not necessarily reflect official positions of the SBA or other agencies of the U.S. government. ii ACKNOWLEDGMENTS The present report would not have been possible without the generous support of the U.S. Small Business Administration. In this regard, we would like to thank Dr. Charles Ou, Senior Economist, for technical advice and...